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Sole Proprietorship vs Company 2026: Which Saves More Tax

Company or sole proprietorship? Five real income brackets compared: under CNY 1M annual invoicing, sole proprietors typically save 30–50% in tax.

The Fundamental Difference Between the Two

Sole proprietorship: a natural person doing business — no corporate income tax, only personal business income tax plus VAT.

Limited company: a separate legal person paying VAT + surtaxes + corporate income tax + dividend tax — the "double taxation" problem.

Comparing Income Brackets

Annual InvoicingSole Prop. TaxCompany TaxRecommended
CNY 500K5–15K25–40KSole proprietorship
CNY 1M10–30K50–80KSole proprietorship
CNY 3M50–100K120–180KSole proprietorship
CNY 5M100–200K250–400KDepends on clients
CNY 10M600K–1MCompany

Sole proprietors invoicing ≤ CNY 5M/year qualify as small-scale taxpayers; monthly invoicing ≤ CNY 100K (quarterly ≤ 300K) is VAT-exempt.

The 3 Downsides of a Sole Proprietorship

1. No 13% special VAT invoices — some major clients won't cooperate.

2. No social insurance subsidies — employee coverage is paid in full out of pocket.

3. Unlimited liability — business risks reach personal assets; a company caps liability.

So sole proprietorships suit small, asset-light, personal operations — not high-risk or fundraising-hungry ventures.

Special Case: Assessed Levy

Some industrial parks offer sole proprietors an assessed levy:

  • No audit — income tax assessed at 0.5%–3% of invoicing
  • Suits high-margin services with incomplete cost documentation
  • Tightened in many regions since 2024 — consult the local tax bureau first
💡 Skip the math — try the GFWPS tool:Sole Proprietorship vs. Corporation Tax Comparison

📌 FAQ

Can sole proprietors issue special VAT invoices?

Yes — the tax bureau can issue 3% or 1% special invoices on your behalf, with tax paid accordingly.

Must sole proprietors keep accounts?

In principle yes, though assessed-levy proprietors may simplify their bookkeeping.

Can I register both a sole proprietorship and a company?

Yes, but keep the business dealings genuine to avoid related-party transaction challenges.