Exchange Rate Converter

Live rates, one-click global conversion

The Exchange Rate Converter covers CNY against USD, EUR, JPY, HKD, GBP and other majors. Rates are daily references — actual conversions follow your bank's same-day quote; for travel, converting to USD first is often smart. Suits cross-border shopping, study-abroad transfers and travel budgeting. Everything runs locally; not investment advice.

Currency Conversion

CNY Chinese Yuan
USD US Dollar

CNY against major currencies

About Exchange Rates

Rate Data Source

This tool uses free daily rates from open.er-api.com for reference only. Actual conversions follow your bank's quoted rates.

What Moves Exchange Rates

Rates move with trade balances, interest-rate differentials, inflation, politics and speculation. For large conversions, consult a bank or qualified institution.

Tips for Travel Money

For travel, exchange some cash at a domestic bank first — airport and overseas kiosks give poor rates. UnionPay ATM withdrawals abroad often get decent rates too.

Frequently Asked Questions

How often are rates updated?

Rates here are daily references; actual conversions follow your bank's or provider's same-day quote.

Cash buying rate vs transfer buying rate?

Cash rates apply to physical banknotes; transfer rates apply to wires and foreign-currency accounts — usually 0.1–0.3% higher.

Which currency for overseas trips?

Convert to USD first (universally accepted), then to local currency on arrival; direct small-currency conversion often gets poor rates.

When is the best time to exchange?

Watch Fed decisions, the PBOC fixing, and trade data. This calculator suits one-off conversions.

📚 Further Reading

Want to dig into the data behind Exchange Rates? Recommended reading:

📖
Exchange rates in practice: smart conversion for travel and study
Cash or transfer? How big is the gap? The smartest ways to exchange money and avoid cross-border traps.
⏱ About 5 min read