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Resignation Cost: Bonuses, Options and Leave at Stake

Quitting is more than a month's notice. Every hidden cost unpacked: forfeited bonuses, unvested options, leave payouts, new-job probation.

The 5 Big Losses When You Resign

  1. Annual bonus: most companies pay 100% only if you're "employed for the full year"
  2. Quarterly bonus: leaving in Q4 forfeits the Q4 payout
  3. Equity: unvested shares are forfeited — losses from tens of thousands into the millions
  4. Unused leave: payable at 300% of wages, yet easily forgotten
  5. Sign-on / retention bonuses: some companies claw them back

Being Let Go vs Resigning

ItemResignationTermination
SeveranceNoneN or 2N
Annual bonusPer company policyPro-rata
Unemployment benefitsNot eligibleEligible
Next employer's background checkNo impactMay show as "laid off"

When Job-Hopping Pays Best

Prime timing: after the annual and quarterly bonuses land and your leave is used → March–April.

Runner-up: avoid the company's fiscal year-end (June or December at some firms) so you don't miss the annual raise.

Checklist for the New Employer

  • Probation pay: lawful discounts go down to 80% of salary
  • Probation length: 1 month for contracts under 1 year, 2 months for 1–3 years, up to 6 months beyond
  • Background checks: usually HR at your old company; salary details aren't checked
  • Social insurance: the new employer must enroll you within 30 days
💡 Skip the math — try the GFWPS tool:Resignation Cost

📌 FAQ

Can I quit anytime during probation?

Three days' notice ends the contract.

Can I claim unemployment benefits after a layoff?

Yes — 1+ year of contributions, involuntary departure, and registered unemployment.

Do options always vanish when I leave?

Check the vesting schedule: unvested shares forfeit; vested shares stay exercisable.