Resignation Financial Cost Calculator

See exactly how much resigning costs you

The Resignation Financial Cost Calculator tallies what quitting really costs: forfeited annual and quarterly bonuses, unvested options and unused annual leave. Unused leave pays out at 300% of the daily wage; options follow the vesting schedule. Timing usually works best after the annual bonus lands and within Q1 of the new year. For anyone weighing a job change.

Current Job

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2026
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Other Losses

New Job

3 mos
No probation
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3 mos Common
6 mos Longest
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2026
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Resignation Cost Breakdown

Annual Bonus Traps

Many companies pay bonuses only to those "actively employed" on the payout date — resign before it and you may get nothing. Know the policy and time your exit.

How is unused annual leave calculated?

Under the Paid Annual Leave Regulations, unused leave must be paid at 300% of daily pay. In practice many companies pay base salary only — or nothing.

Probation salary traps

Under the Labor Contract Law, probation pay can't be below 80% of the contracted wage. Switching jobs means a new probation — and lower income for a while.

Best Timing to Change Jobs

Job-hopping peaks after bonuses land (Mar–Apr); year-end (Nov–Dec) offers more openings but forfeits the bonus. Plan and cost it out first.

Frequently Asked Questions

When is the best time to resign?

Usually shortly after the annual bonus is paid, within Q1. Layoffs earn N+1; voluntary resignations earn nothing.

How is unused annual leave paid out?

Daily wage × 300% (the normal 100% already paid + 200% extra compensation). This calculator follows that rule.

What about options and equity?

Check the vesting schedule. Typically 4-year linear vesting; unvested shares are forfeited on departure.

Will the new job's probation pay be discounted?

Lawful discounts only: probation pay must be at least 80% of the contracted wage and no less than the local minimum wage.

📚 Further Reading

Want to dig into the rules and math behind Resignation Cost? Recommended reading:

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Resignation cost: bonuses, options and leave at stake
Quitting is more than a month's notice. Every hidden cost unpacked: forfeited bonuses, unvested options, leave payouts, new-job probation.
⏱ About 5 min read